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The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content.Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.If you have too much debt, you might be able to benefit from a Debt Consolidation Loan.With one easy-to-make monthly payment, you can simplify all your bill payments and organize your personal finances. Payment example: If you borrow ,000 at 9.00% APR for 3 years, your monthly payment for 35 months would be 9.18 and one final payment of 8.18 Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, and term. Rather than sort through numerous bills every month at all different interest rates, a debt consolidation loan from Garden Savings allows you to streamline the process.Best of all, by consolidating your debt, you may even boost your credit score in the process.If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings.

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In addition, the idea of lumping several payments into one might appeal to you. You may even owe money for longer, and it might cost you more long term.

Indeed, with this process, you are far less likely to forget to pay a bill. However, when entered into cautiously, debt consolidation can help you get control of your finances.

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